Jump to content

File:Bank Common Equity to Assets Ratios 2004 - 2008.png

Page contents not supported in other languages.
This is a file from the Wikimedia Commons
From Wikipedia, the free encyclopedia

Original file (960 × 720 pixels, file size: 12 KB, MIME type: image/png)

Summary

Description
English: Common Equity to Total Assets Ratios for major U.S. banks

Source Data

The source data is from the 2008 annual reports of each company available on their website. There is a five year annual summary that contains the source data used. Note that Bank of America (unlike the others) averages its numbers.

A basis point is 1/100th of a percentage point. The concept of the gap analysis is to indicate how much additional common stock equity each bank would have to acquire to return to its 2004-2007 average ratio. Computation steps:

  1. Identify the basis-point gap between the 2008 ratio and 2004-2007 average ratio.
  2. Multiply the gap amount times the total assets of the bank. This shows the amount of additional capital required to return to the banks own pre-crisis averages.

The amounts are in millions. For example, Wells Fargo would require $46.6 billion to return to its pre-crisis level of common equity capitalization.

Alan Greenspan wrote in a March 2009 article that U.S. banks would require another $850 billion in his estimation, representing "an additional 3-4 percentage points of cushion in their equity capital to assets ratios."[1]
Date
Source Annual Reports of each entity
Author Farcaster (talk) 05:12, 4 May 2009 (UTC)

Licensing

Farcaster at English Wikipedia, the copyright holder of this work, hereby publishes it under the following licenses:
w:en:Creative Commons
attribution share alike
This file is licensed under the Creative Commons Attribution-Share Alike 3.0 Unported, 2.5 Generic, 2.0 Generic and 1.0 Generic license.
You are free:
  • to share – to copy, distribute and transmit the work
  • to remix – to adapt the work
Under the following conditions:
  • attribution – You must give appropriate credit, provide a link to the license, and indicate if changes were made. You may do so in any reasonable manner, but not in any way that suggests the licensor endorses you or your use.
  • share alike – If you remix, transform, or build upon the material, you must distribute your contributions under the same or compatible license as the original.
GNU head Permission is granted to copy, distribute and/or modify this document under the terms of the GNU Free Documentation License, Version 1.2 or any later version published by the Free Software Foundation; with no Invariant Sections, no Front-Cover Texts, and no Back-Cover Texts. A copy of the license is included in the section entitled GNU Free Documentation License.
You may select the license of your choice.

Original upload log

The original description page was here. All following user names refer to en.wikipedia.
  • 2009-05-04 05:12 Farcaster 960×720× (12704 bytes) {{Information |Description = Common Equity to Total Assets Ratios for major U.S. banks |Source = Annual Reports of each entity |Date = May 4, 2009 |Author = ~~~~ |other_versions = }}

Captions

Add a one-line explanation of what this file represents

Items portrayed in this file

depicts

4 May 2009

image/png

cca9c357d2b62612590a6ffbafbbc704ff44252c

12,704 byte

720 pixel

960 pixel

File history

Click on a date/time to view the file as it appeared at that time.

Date/TimeThumbnailDimensionsUserComment
current01:11, 14 October 2010Thumbnail for version as of 01:11, 14 October 2010960 × 720 (12 KB)Hideokun{{Information |Description={{en|Common Equity to Total Assets Ratios for major U.S. banks<br/> ==Source Data== The source data is from the 2008 annual reports of each company available on their website. There is a five year annual summary that contains th

Global file usage